The Part B paperwork mistakes that hold up your coverage
Medicare enrolment is not hard. It is just unforgiving about small things, and the feedback loop is terrible, because a form that goes wrong in March does not announce itself…
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How to actually reach a person when you call Medicare
The Medicare helpline is open around the clock, every day of the year. That fact is printed everywhere and it is close to meaningless, because being open is not the same as being…
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How to trace a pension from a company that went out of business
A company going under does not take your pension with it. That is the first thing to understand, because most people assume the opposite and never look.
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Choosing between a single life and joint pension payout
This is the one decision in your retirement paperwork that cannot be undone. Not after a year, not after a week in most cases. You sign the election form, the payments start, and…
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How to correct an error on your annual pension statement
Read the annual statement when it comes. All of it, not just the number at the bottom.
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Why you should check your pension tax withholding every January
A pension is taxable income. The tax is not deducted automatically at the right rate, because nobody at the plan knows what else you have coming in, and the amount they hold back…
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What to do when your pension administrator changes their system
The letter arrives with a new logo on it and a friendly paragraph about improved service. Somewhere in the third paragraph it mentions that your pension is moving to a new…
